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Zambia betting guide ·

Best Betting Sites in Zambia

Compare the best betting sites in Zambia on kwacha welcome offers, MTN MoMo and Airtel Money payments, licences and withdrawals, and see what the 5% betting levy, the excise duty on stakes and the 15% tax on winnings mean for your account in 2026.

  • Currency: Kwacha · ZMW
  • Legal age: Adults 18+
  • Regulator: Betting Control and Licensing Board
  • Popular payments: MTN MoMo · Airtel Money

Zambia betting table

Best betting sites in Zambia compared

Each listing below shows the welcome offer, the products available and the licence a brand names, plus whether you can bet in kwacha or need crypto to fund the account. Sportsbooks and crypto-first sites are grouped apart: use the filter to narrow the list, or expand a card for the conditions behind its offer.

Best betting sites in Zambia compared
  1. Top pick
    Rank 1
    22Bet logo

    22Bet

    • Takes kwacha
    • Sportsbook
    • Casino
    Welcome offer100% up to K2,300 + 110 Aviator free flies
    Visit 22Bet

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Sportsbook and casino with its own Zambian site and kwacha accounts, giving newcomers a 100% casino match on the first deposit up to K2,300 plus 110 free flies in Aviator.

    Products
    Sportsbook, Casino
    Funded with
    Kwacha
    Welcome offer terms
    Casino first-deposit offer: 100% match up to K2,300 plus 110 free flies in Aviator.

    Pros

    • Dedicated Zambian website
    • Welcome bonus paid in kwacha
  2. Rank 2
    BetWinner logo

    BetWinner

    • Takes kwacha
    • Crypto
    • Sportsbook
    • Casino
    Welcome offer200% up to K4,000
    • Min. depositK10
    Visit BetWinner

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Takes MTN MoMo and Airtel Money from K10 and matches a first deposit 100% up to K2,000, with Android and iOS apps for Zambian players.

    Products
    Sportsbook, Casino
    Funded with
    Kwacha
    Minimum deposit
    K10
    Apps
    Android, iOS
    Payments
    MTN Mobile Money, Airtel Money, Visa, Mastercard, Skrill, Crypto
    Welcome offer terms
    Minimum deposit K20; half the bonus is wagered 5x on accumulators of 3+ selections at odds 1.40+ and the other half 30x in Win Games, within 30 days of registration.
    Operator’s offer terms

    Pros

    • MTN MoMo and Airtel Money in the Zambian cashier
    • Deposits from K10
    • Android and iOS apps

    Cons

    • Bonus rollover counts only accumulators of three or more selections
  3. Rank 3
    Melbet logo

    Melbet

    • Sportsbook
    • Casino
    Welcome offer200% up to K5,200
    Visit Melbet

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    International sportsbook and casino that accepts players from Zambia, with a first deposit bonus for new accounts and a separate casino lobby.

    Products
    Sportsbook, Casino
    Welcome offer terms
    Minimum deposit K26; wager the bonus 8x on accumulators of 3+ selections with at least three at odds 2.10+, within 30 days of registration.
    Operator’s offer terms
  4. Rank 4
    1xBet logo

    1xBet

    • Sportsbook
    • Casino
    Welcome offer300% up to K6,300
    Visit 1xBet

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Sportsbook with a Zambia-specific website and an unusually long list of betting markets, plus a first deposit bonus for new customers.

    Products
    Sportsbook, Casino
    Welcome offer terms
    Minimum deposit K15; the rate rises from 200% (deposits up to K900) to 300% (K1,801+), half the bonus is wagered 5x (10x at 250%+) on accumulators of 3+ selections at odds 1.40+ and half 30x (35x) in games, within 30 days of registration.
    Operator’s offer terms
  5. Rank 5
    Paripesa logo

    Paripesa

    • Sportsbook
    • Casino
    Welcome offer100% up to K2,800
    Visit Paripesa

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Sportsbook and casino open to Zambian players that doubles the first deposit with a 100% bonus.

    Products
    Sportsbook, Casino
    Welcome offer terms
    Minimum deposit K20; wager the bonus 5x on accumulators of 3+ selections with at least three at odds 1.40+, within 30 days of registration.
    Operator’s offer terms
  6. Rank 6
    Linebet logo

    Linebet

    • Sportsbook
    • Casino
    Welcome offer100% up to €100 (paid in kwacha)
    • LicenceCuraçao
    Visit Linebet

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Curaçao-licensed bookmaker serving Zambia, with a 100% sports bonus on the first deposit and a casino section.

    Products
    Sportsbook, Casino
    Licence
    Curaçao Gaming Authority
    Welcome offer terms
    Minimum deposit K22.03 (€1 equivalent); wager the bonus 5x on accumulators of 3+ selections with at least three at odds 1.40+, within 30 days of registration.
    Operator’s offer terms
  7. Rank 7
    1win logo

    1win

    • Sportsbook
    • Casino
    Welcome offerUp to 500% across your first 4 deposits
    Visit 1win

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Its welcome offer for Zambian sign-ups is spread over four deposits, adding up to 500% in bonus money and 500 free spins on casino games.

    Products
    Sportsbook, Casino
    Welcome offer terms
    Each of the first four deposits unlocks a bonus; the minimum deposit and wagering requirement are shown on each bonus card, and bonus funds are played in the Casino ‘Bonus Wagering’ games.
    Operator’s offer terms
  8. Rank 8
    BC.Game logo

    BC.Game

    • Crypto
    • Sportsbook
    • Casino
    Welcome offerUp to 360% across your first 4 deposits
    Visit BC.Game

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Crypto-only casino and sportsbook that takes a long list of coins and gives new accounts a deposit bonus.

    Products
    Sportsbook, Casino
    Funded with
    Crypto
    Welcome offer terms
    Deposit bonuses of 180%, 340%, 300% and 360% on the first four deposits.
  9. Rank 9
    Stake logo

    Stake

    • Crypto
    • Sportsbook
    • Casino
    Welcome offer3.5% rakeback with a welcome code
    • LicenceCuraçao
    • ExtrasCash out
    Visit Stake

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Crypto sportsbook and casino whose welcome code switches on 3.5% rakeback on your stakes in place of a deposit match.

    Products
    Sportsbook, Casino
    Funded with
    Crypto
    Features
    Cash out
    Licence
    Curaçao Gaming Authority
    Welcome offer terms
    Enter a valid code on the Offers page within 24 hours of opening your account to get 3.5% of the house edge back on every bet.
    Operator’s offer terms
  10. Rank 10
    Gamdom logo

    Gamdom

    • Crypto
    • Sportsbook
    • Casino
    Welcome offer15% boosted instant rakeback for 7 days
    • LicenceAnjouan
    • ExtrasCash out
    Visit Gamdom

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Anjouan-licensed crypto site with a sportsbook and casino, where the first seven days bring 15% boosted rakeback.

    Products
    Sportsbook, Casino
    Funded with
    Crypto
    Features
    Cash out
    Licence
    Anjouan Gaming Authority
    Welcome offer terms
    Activate it under Special Rewards with an affiliate code (Gamdom’s own is GAM15) within 6 hours of registering; the boost then runs for 7 days.
    Operator’s offer terms
  11. Rank 11
    Cloudbet logo

    Cloudbet

    • Crypto
    • Sportsbook
    • Casino
    Welcome offerUp to US$2,500 in cash rewards over 30 days
    • PayoutWithin 24 hours
    • LicenceCuraçao
    • ExtrasCash out
    Visit Cloudbet

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Curaçao-licensed crypto sportsbook with welcome rewards worth up to US$2,500 and withdrawals stated within 24 hours.

    Products
    Sportsbook, Casino
    Funded with
    Crypto
    Payout time
    Within 24 hours
    Features
    Cash out
    Licence
    Curaçao Gaming Authority
    Welcome offer terms
    Starts with a first deposit of any amount; 10% casino rakeback plus daily casino and weekly sports cash drops, paid as real cash with no rollover, then a Cash Vault on day 30.
    Operator’s offer terms
  12. Rank 12
    BetFury logo

    BetFury

    • Crypto
    • Sportsbook
    • Casino
    Welcome offerUp to US$10,500 (590%) + 225 free spins
    • LicenceCuraçao
    • ExtrasCash out
    Visit BetFury

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Crypto casino and sportsbook offering up to US$10,500 and 225 spins over its first three deposits.

    Products
    Sportsbook, Casino
    Funded with
    Crypto
    Features
    Cash out
    Licence
    Curaçao Gaming Authority
    Welcome offer terms
    Spread over three deposits from US$5; the first bonus must be activated within 7 days of sign-up and each bonus wagered within 14 days on slots, live games and BetFury Originals.
    Operator’s offer terms
  13. Rank 13
    BitStarz logo

    BitStarz

    • Crypto
    • Casino
    Welcome offerUp to US$500 or 5 BTC + 180 free spins
    • Payout10 minutes on average
    • LicenceCuraçao
    Visit BitStarz

    18+ · New customers · T&Cs apply

    Key facts and offer terms

    Crypto casino without a sportsbook that says its cashouts take about ten minutes on average.

    Products
    Casino
    Funded with
    Crypto
    Payout time
    10 minutes on average
    Licence
    Curaçao Gaming Authority
    Welcome offer terms
    100% bonus plus 180 free spins on the first deposit, then up to €400 or 4 BTC on the next three deposits.
    Operator’s offer terms

Each bookmaker sets its own promotions and can change or withdraw them without warning. Look at the offer page in the cashier before you send your first MoMo deposit.

Quick answer

What is the best betting site in Zambia?

What is the best betting site in Zambia?
22Bet logo

Our top pick in Zambia

22Bet is our top pick in Zambia right now. Sportsbook and casino with its own Zambian site and kwacha accounts, giving newcomers a 100% casino match on the first deposit up to K2,300 plus 110 free flies in Aviator. BetWinner is next in our ranking.

Visit 22Bet

18+ · New customers · T&Cs apply

It comes down to how you play. Someone who stakes K20 on weekend Premier League accumulators should look hardest at mobile money payouts and the smallest deposit that still unlocks the bonus. If you already keep USDT in a wallet, a crypto site that pays back to that wallet may suit you better. Either way, the rollover rules matter more than the size of the bonus.

BCLB licences

Betting licences in Zambia: the BCLB and international brands

In Zambia, bookmakers are licensed by the Betting Control and Licensing Board (BCLB), which was set up under the Betting Control Act. A bookmaker’s licence runs for one year and must then be renewed, and carrying on business as a bookmaker without a licence is an offence under the Act.

Betting licences in Zambia: the BCLB and international brands

Bookmakers that trade locally, such as betPawa, print their Zambian licence numbers in the website footer. The brands in our table are international operators, several of them with Zambia-specific websites, and each states in its footer or terms which authority licenses it; for the crypto sites that is Curaçao or Anjouan.

Checking who runs a betting site

  • Scroll to the bottom of the betting site and write down the company name, the licensing authority and the licence number it gives.
  • Open the terms and conditions and make sure the company that runs your account is the same one named beside the licence.
  • A locally licensed bookmaker refers to the Zambian board that issued its licence; an international site names its overseas regulator, such as the Curaçao Gaming Authority.
  • If the footer leaves you unsure, ask customer support which company holds your account and where it is licensed.

Crypto

Crypto betting sites in Zambia

A crypto site takes USDT, bitcoin, ether and other tokens in place of kwacha. That suits punters who already buy coins through an exchange app, and winnings go back to your own wallet rather than to a MoMo number. Among the sportsbooks, BetWinner also takes coins next to mobile money.

Crypto betting sites in Zambia

Before you send coins

  • Match both the coin and its network between your wallet and the betting cashier — USDT on TRON and USDT on Ethereum are not interchangeable.
  • Try a small transfer first whenever the cashier gives you a fresh deposit address.
  • Changing coins back into kwacha is an extra step with its own fee, so include it when you weigh up an offer.
  • Coin prices move constantly: a balance worth K1,000 today can be worth more or less tomorrow, even if you never place a bet.

Welcome offers

Betting sites with welcome bonuses in Zambia

Welcome offers in Zambia nearly always take the form of a matched first deposit. Part of what you pay in is doubled up as bonus money, and that bonus must be played through under the site’s rollover rules before it turns into cash you can take out. BetWinner matches a first deposit 200% up to K4,000, while 22Bet’s casino welcome offer is a 100% match up to K2,300 plus 110 free flies in Aviator.

Betting sites with welcome bonuses in Zambia
Welcome offers at betting sites in Zambia
SiteWelcome offerKey termsVisit
22Bet logo22Bet100% up to K2,300 + 110 Aviator free fliesCasino first-deposit offer: 100% match up to K2,300 plus 110 free flies in Aviator.Visit 22Bet
BetWinner logoBetWinner200% up to K4,000Minimum deposit K20; half the bonus is wagered 5x on accumulators of 3+ selections at odds 1.40+ and the other half 30x in Win Games, within 30 days of registration.Visit BetWinner
Melbet logoMelbet200% up to K5,200Minimum deposit K26; wager the bonus 8x on accumulators of 3+ selections with at least three at odds 2.10+, within 30 days of registration.Visit Melbet
1xBet logo1xBet300% up to K6,300Minimum deposit K15; the rate rises from 200% (deposits up to K900) to 300% (K1,801+), half the bonus is wagered 5x (10x at 250%+) on accumulators of 3+ selections at odds 1.40+ and half 30x (35x) in games, within 30 days of registration.Visit 1xBet
Paripesa logoParipesa100% up to K2,800Minimum deposit K20; wager the bonus 5x on accumulators of 3+ selections with at least three at odds 1.40+, within 30 days of registration.Visit Paripesa
Linebet logoLinebet100% up to €100 (paid in kwacha)Minimum deposit K22.03 (€1 equivalent); wager the bonus 5x on accumulators of 3+ selections with at least three at odds 1.40+, within 30 days of registration.Visit Linebet
1win logo1winUp to 500% across your first 4 depositsEach of the first four deposits unlocks a bonus; the minimum deposit and wagering requirement are shown on each bonus card, and bonus funds are played in the Casino ‘Bonus Wagering’ games.Visit 1win
BC.Game logoBC.GameUp to 360% across your first 4 depositsDeposit bonuses of 180%, 340%, 300% and 360% on the first four deposits.Visit BC.Game
Stake logoStake3.5% rakeback with a welcome codeEnter a valid code on the Offers page within 24 hours of opening your account to get 3.5% of the house edge back on every bet.Visit Stake
Gamdom logoGamdom15% boosted instant rakeback for 7 daysActivate it under Special Rewards with an affiliate code (Gamdom’s own is GAM15) within 6 hours of registering; the boost then runs for 7 days.Visit Gamdom
Cloudbet logoCloudbetUp to US$2,500 in cash rewards over 30 daysStarts with a first deposit of any amount; 10% casino rakeback plus daily casino and weekly sports cash drops, paid as real cash with no rollover, then a Cash Vault on day 30.Visit Cloudbet
BetFury logoBetFuryUp to US$10,500 (590%) + 225 free spinsSpread over three deposits from US$5; the first bonus must be activated within 7 days of sign-up and each bonus wagered within 14 days on slots, live games and BetFury Originals.Visit BetFury
BitStarz logoBitStarzUp to US$500 or 5 BTC + 180 free spins100% bonus plus 180 free spins on the first deposit, then up to €400 or 4 BTC on the next three deposits.Visit BitStarz

Read the small print

  • Rollover: BetWinner splits the bonus in two — half is staked five times on accumulators, the other half 30 times in Win Games.
  • Selections and odds: every accumulator that counts towards it must carry at least three picks, none priced below 1.40.
  • Qualifying deposit: BetWinner’s Zambian bonus rules ask for at least K20.
  • Time limit: any bonus money still unused when the offer period closes is removed.
  • Opt-in: tick the bonus box at registration or in the cashier, otherwise the bonus may not be added.

Bonus or no bonus?

A welcome bonus ties up your deposit until the rollover is finished. If you would rather cash out a lucky Saturday slip straight away, skipping the offer is a perfectly sensible choice, and some punters only claim it when they already planned to bet on accumulators anyway.

If a stranger on WhatsApp or Facebook asks you to pay a fee to “unlock” a bonus or release a win, it is a scam. A real bookmaker never charges one.

Payments

Betting with MTN MoMo, Airtel Money and Zamtel Money

For most Zambian punters, the betting wallet is topped up from a phone. MTN MoMo and Airtel Money are the wallets you will meet first in local cashiers, while Zamtel Money, the wallet once branded Zamtel Kwacha, is not listed by every bookmaker, so check before you register if you use a Zamtel line. Cards, bank transfer and crypto cover the rest.

Betting with MTN MoMo, Airtel Money and Zamtel Money
Payment methods at betting sites in Zambia
MethodDepositsWithdrawalsSpeedKeep in mind
MTN MoMoMTN MoMoMost local cashiersMost local cashiersUsually within minutesApprove prompts only on your own phone
Airtel MoneyAirtel MoneyMost local cashiersCheck the withdrawal pageUsually within minutesWallet limits cap very large payouts
Zamtel MoneyZamtel MoneySome sitesCheck the withdrawal pageVaries by siteNot every bookmaker lists it
Visa / MastercardVisa / MastercardSome sitesNot always availableCard payouts are slowerSome banks block gambling payments
Bank transferBank transferSeldom neededUseful for big amountsOne or more working daysThe account must be in your name
CryptoCryptoInternational and crypto sitesInternational and crypto sitesDepends on the networkA wrong network can lose the coins

Paying in from MoMo or Airtel Money

  1. Sign in, go to the cashier and tap the logo of your mobile wallet.

  2. Type the amount in kwacha together with the phone number registered to that wallet.

  3. A request pops up on your handset within seconds — enter your mobile money PIN to authorise it.

  4. Hold on to the SMS receipt until the deposit appears in your betting balance.

  5. If nothing arrives after a few minutes, send support the transaction ID from the SMS instead of paying a second time.

Use a SIM registered in your own name. When the name on your wallet differs from the name on the betting account, a site may hold withdrawals until the mismatch is explained.

Tax rules 2026

Betting tax in Zambia in 2026

Three charges touch betting in Zambia this year. The Betting Levy Act, 2025 added a 5% levy on money moving into and out of betting accounts from 1 January 2026, an excise duty of 10% on amounts staked has applied since September 2025, and winnings are still subject to withholding tax at 15% under the Income Tax Act.

Betting tax in Zambia in 2026
Betting taxes in Zambia in 2026
ChargeRateCharged onWho pays it to ZRA
Betting levy5%Every deposit into and every withdrawal from your betting accountThe betting company
Excise duty10%Amounts staked with betting and gaming companiesThe betting company
Withholding tax on winnings15%Winnings from betting, gaming and lotteriesThe betting company, by deducting it from winnings

Under the Act, the levy is charged, collected and remitted to the Zambia Revenue Authority by betting companies licensed in Zambia, and it is worked out on all deposits and all withdrawals. Brick-and-mortar betting companies, where customers bet in person at a shop, are exempt.

What 5% looks like in kwacha

On a K200 deposit the levy comes to K10, and on a K1,000 withdrawal it comes to K50. Look at the cashier summary to see whether your bookmaker takes the levy out of the amount or adds it on top, because that changes how much reaches your account or your wallet.

ZRA has explained that the tax on winnings is charged on the money you win, not on the amount you staked.

The levy replaced presumptive tax for online operators, which had been charged at 25% of gross takings on online betting. Shop-based betting stays on presumptive tax.

Cashing out

Withdrawing winnings to MTN MoMo or Airtel Money

Zambian bookmakers generally pay winnings back to the phone number that funded the account. The first withdrawal usually takes longer while the site checks your identity, normally against your NRC or passport, and an unfinished bonus can hold up a payout.

Withdrawing winnings to MTN MoMo or Airtel Money
  1. Upload a clear photo of your NRC or passport early, in the same name as your mobile money account.

  2. Complete the rollover on any active bonus, or cancel it if you would rather withdraw now.

  3. Go to the payout page, pick your wallet and type a sum between the minimum and maximum the site allows.

  4. Submit the request; the money is in once your network texts you the credit.

  5. Read the withdrawal summary: licensed bookmakers deduct the 5% betting levy, and tax on winnings is withheld when winnings are paid.

  6. For a very large win, ask whether the site pays in instalments or by bank transfer, because mobile wallets have balance and transaction limits.

Mobile

Betting apps in Zambia

Phones are where Zambians bet. BetWinner offers an Android app downloaded from its own website and an iOS app in the App Store, and every site in our table also runs in a mobile browser, which helps when your data bundle is running low.

Betting apps in Zambia
  • Install betting APK files solely from the operator’s own domain; files shared on WhatsApp or Telegram can carry malware.
  • Switch “install unknown apps” off again once the app is on your phone.
  • Never share your MoMo PIN or an SMS code with anyone who says they work for a betting site.
  • Before your first bet, cap how much you can deposit each day or week under the account’s responsible gambling settings.

Football

Football betting in Zambia: Super League, Chipolopolo and the EPL

The English Premier League fills most bet slips in Zambia, with the Champions League and La Liga close behind. At home, the Zambia Super League brings fixtures for clubs such as Power Dynamos, ZESCO United, Nkana, Red Arrows and Zanaco, and Chipolopolo matches in AFCON and World Cup qualifying always add extra interest.

Football betting in Zambia: Super League, Chipolopolo and the EPL

Markets you will see

1X2
Back the home side (1), a draw (X) or the visitors (2); the result at the end of normal time settles it.
Double chance
Cover two of the three outcomes with 1X, X2 or 12, trading a lower price for extra cover.
Both teams to score
“Yes” wins once both teams have found the net; “No” wins when at least one side fails to score.
Over/under goals
With a 2.5 line, “over” is won by any match with three or more goals and “under” by matches with two or fewer.
Correct score
You call the final scoreline itself, which is why the odds run long — there are many possible outcomes.
Handicap
One team carries a head start or a deficit, such as +1 or −1, to even out a lopsided fixture.

Domestic fixtures usually have thinner markets than the big European leagues, so check whether live betting and cash out are offered before kick-off.

Chipolopolo match days

National team fixtures attract bets from people who rarely follow club football. Line-ups for Chipolopolo games are often confirmed only shortly before kick-off, so prices on goals and goalscorers can move late; there is no prize for getting your bet on early if the team you expected does not start.

Accumulators

An accumulator multiplies the odds of each pick. Three selections at 1.65, 2.00 and 1.90 give total odds of 6.27, so a K50 stake could return K313.50, yet a single losing leg ends the whole slip. Put your own selections into the calculator below.

Accumulator calculator

Potential return K5,670.00
Total odds
5.67
Profit
K4,670.00
Implied chance
17.6%

Implied chance is 1 ÷ total odds and includes the bookmaker’s margin, so the real chance is lower.

Beyond the match

Virtual football, jackpots and Aviator in Zambia

Between real fixtures, many sites fill the menu with virtual football — computer-simulated matches that finish within minutes — and with Aviator, the crash game in which a multiplier climbs until it suddenly stops. Local bookmakers such as betPawa give both a prominent place on their sites.

Virtual football, jackpots and Aviator in Zambia

A jackpot coupon is a long list of fixtures where every single result has to be right. Big prizes are possible only because almost nobody gets the whole coupon correct, so think of the entry fee as the price of a bit of weekend fun.

Virtual matches and crash rounds come back to back with no half-time pause. Decide your budget and your stopping time before the first round, and never raise your stakes to win back a loss.

How we compare

How we compare betting sites in Zambia

Our Zambian table sets every site side by side on the same six points, whether it is a kwacha sportsbook or a crypto-only casino.

How we compare betting sites in Zambia
  • Licence

    The authority and licence number the operator states, and the company that runs your account.

  • Mobile money and other payments

    MTN MoMo, Airtel Money and Zamtel Money for deposits and payouts, plus cards, bank transfer or crypto.

  • Bonus terms

    Rollover, minimum selections and odds, the qualifying deposit and expiry, next to the headline figure.

  • Withdrawals

    Stated payout times, minimum and maximum withdrawals and the identity checks before the first one.

  • Phone experience

    Whether there is an Android or iPhone app, how light the mobile pages are on data, and which limits you can set yourself.

  • Football coverage

    Premier League, Zambia Super League and Chipolopolo markets, live betting and cash out.

Getting started

How to sign up at a betting site in Zambia

How to sign up at a betting site in Zambia
  1. Choose a bookmaker from the comparison above and go to it through its official address or app store listing.

  2. Sign up with a Zambian phone number (+260) or an email address, and pick a password you use nowhere else.

  3. Select Zambian kwacha (ZMW) as the account currency if it is offered, as it is hard to change later.

  4. Confirm your number with the SMS code.

  5. Type your full name and birth date to match your NRC or passport letter for letter.

  6. Decide whether you want the welcome offer, tick its box if so, and fund the account with MTN MoMo, Airtel Money or whichever method suits you.

FAQ

Betting sites in Zambia: questions and answers

Short answers on the betting levy, winnings tax, mobile money, bonuses and the law for punters in Zambia.

What is the best betting site in Zambia?

22Bet is our top pick in Zambia right now. Sportsbook and casino with its own Zambian site and kwacha accounts, giving newcomers a 100% casino match on the first deposit up to K2,300 plus 110 free flies in Aviator. BetWinner is next in our ranking.

Is betting legal in Zambia?

It is, once you are 18. Bookmakers work under the Betting Control Act and need a licence from the Betting Control and Licensing Board, and accepting a bet from anyone under 18 is an offence.

What is the 5% betting levy in Zambia?

Under the Betting Levy Act, 2025, in force since 1 January 2026, betting companies charge a 5% levy on every deposit into and every withdrawal from a customer’s betting account and remit it to ZRA. Brick-and-mortar betting companies are exempt.

Is there tax on betting winnings in Zambia?

Yes. Winnings from betting, gaming and lotteries carry withholding tax at 15%, deducted when the winnings are paid. ZRA has explained that the tax is charged on the amount you win, not on your stake.

Can I bet with MTN MoMo or Airtel Money in Zambia?

Yes — both wallets are widely used for betting in Zambia. In our table, BetWinner lists MTN Mobile Money and Airtel Money for Zambia, with deposits from K10. Check that a site also pays out to your wallet before you register.

Which betting sites offer a welcome bonus in kwacha?

BetWinner gives 200% on a first deposit up to K4,000 from K20; half the bonus is staked five times on accumulators with at least three picks at 1.40 or more, the other half 30 times in Win Games. 22Bet’s casino welcome offer is a 100% match up to K2,300 plus 110 free flies in Aviator.

Who licenses betting companies in Zambia?

The Betting Control and Licensing Board, established under the Betting Control Act, issues bookmaker licences that run for one year at a time. International brands open to Zambians name their licensing authority, such as Curaçao, in their terms.

How do I withdraw betting winnings to mobile money?

Verify your account with your NRC or passport, open Withdraw, choose MTN MoMo or Airtel Money, enter an amount within the limits and confirm. The first payout can take longer while your identity is checked.

Bet responsibly in Zambia

Keep betting to money you can afford to lose, and keep it apart from rent, school fees, chilimba contributions and family needs. Never bet with a mobile loan or borrowed cash, and step away after a bad day rather than trying to win it back. Look in your account settings for spending caps, cooling-off periods and self-exclusion. Gambling Therapy offers free, confidential support online if betting is becoming a problem.

Safer gambling tools
Zambia guide